Financing New, Used, and Leased Nissan Vehicles
Whether a customer is set on a new vehicle, a pre-owned vehicle, or leasing a Nissan for a few years at a time, our finance team structures the paperwork around that choice. Leasing tends to fit drivers who like changing vehicles every few years, while buying suits those planning to keep a vehicle long term. We break down the differences between leasing and buying so customers can decide what fits their driving habits, whether the vehicle comes from our new inventory or our pre-owned lot.
What Your Trade-In Could Be Worth
Most financing conversations at Joe Machens Nissan start with a trade-in, and our KBB Instant Cash Offer tool gives customers a starting value before they ever discuss numbers in person. That value can be applied toward a new purchase, a pre-owned vehicle, or a new lease, depending on what a customer decides works best. Knowing that number ahead of time makes the rest of the finance process move faster once a customer is ready to move forward.
Financing for Central Missouri Drivers
Drivers from Jefferson City, Sedalia, and Moberly work with our finance team just as often as customers here in Columbia. As part of McLarty Automotive Group, our finance department has access to resources that help Central Missouri drivers finance, lease, or trade in a vehicle without added runaround. Anyone ready to get started with financing, whether for a new lease or a used vehicle purchase, can begin that process with our team whenever it fits their schedule.
Auto Finance Vocabulary
- APR: The Annual Percentage Rate.
- Assignment: A transfer of a loan from one lender to another.
- Base Price: The costs of a car with standard equipment incentives & freight.
- Certificate of Title: A Legal document issued by a state at the time of sale.
- Co-signer: A person who takes on a loan if the original borrower stops paying.
- Default: Failure to meet the terms of the loan.
- Interest: A percentage charge for a loan.
- MSRP: Manufacturers Suggested Retail Price.
- Refinance: When one loan is used to pay off another.
- Term: The length of the loan, is 24, 48, 60... months.
- Underwriting: Verifying the data used to obtain a loan.
